FOREX is an international online currency exchange that was established in 1971. It is now the premier foreign currency exchange market in the world, with an average daily trading volume reaching as high as one and a half trillion. Three types of traders make use of FOREX-banks, individuals, and corporations. When they have need to exchange currency online, FOREX is the number one place to do it.
There are two basic reasons to do your online currency trading with FOREX. First and foremost, FOREX trading is done to make a profit. Depending on the market, a bank, corporation, or individual can make a windfall profit through FOREX trading. Another reason to do currency trading is to get into a secured position by eliminating trading risks arising from foreign exchange rate movement. In other words, FOREX online trading can help a bank, corporation, or individual to weather changes in foreign exchange rates by already having the foreign currency they need on hand.
FOREX is unique in terms of trading exchanges. Rather than the typical exchange like Wall Street or the Tokyo Exchange, FOREX is an entirely digital foreign currency exchange system. The rate of foreign exchange changes so quickly that traders must be able to react to market shifts within seconds. Online FOREX trading makes this possible by eliminating the classic stockbroker. Rather than trading telephone calls and trying to catch a great deal by shouting and waving papers, FOREX trading is accomplished with a touch of a button on the computer.
The ease of online FOREX trading appeals to many, both businesses and individuals alike. All the information one needs to get started with FOREX trading is available online. FOREX exchange rates are continually updated on many websites. It is simple to buy one currency when it is low and sell it when it is high. However, what goes up can also come down, and new traders on the FOREX online markets must be prepared for losses. Still, despite the risks, more and more people are participating in online FOREX trading every day.
Keeping updated with the world market is the best way to prevent losses with currency trading. Learning which countries are experiencing economic growth or recession is essential to make the best currency trading decisions. It is always good to invest in currency from nations who are experiencing growth. Likewise, avoiding countries that are historically unstable or are experiencing war or international economic sanctions is only wise. FOREX online trading is not for everyone, but with some knowledge and skill, it can be very lucrative.
Mazhar Pasha
ATW FOREX
HYDERABAD, INDIA.

IDENTITY THEFT…..

Identity theft is becoming an increasingly used buzzword in today's high tech world of online banking and bill paying, and with the advent of services like Payment Gateways, Visa Transfers, Paypal, Emoneygram and shopping cart etc.
We hear about identity theft in the news all the time, and we think we very well may be at risk, but we're not sure what to do to help prevent it. Well, there are some things you can do that are very simple that will help prevent you from ever becoming a victim of this potentially disastrous crime.
Unfortunately, even though identity theft is a crime, that still doesn't scare thieves away from billing millions of dollars of year from unsuspecting, hard working people like you and I. It's not something that any of us want to deal with, but it is prudent to exercise caution whenever possible to reduce your risk.
At this point, we may all have a story about a friend, acquaintance, or family member who was an unwitting victim of some form of identity theft, and the good thing is, these bring the reality closer to home, and have made more people aware that is a growing problem. There are a few types of identity theft, and I'm sure there are even more than I am listing here that not a whole lot of people are aware of.
The types of identity theft are:
1.) When one's personal information is stolen from their person, such as a wallet with credit cards and other identity revealing financially negotiable instruments.
2.) Something called "phishing" where bogus emails are sent from a scam artist claiming to be a bank or some other type of financial institution, claiming they need you to "sign in" and provide personal information that can allow them to filter money from your account, or charge purchases to a credit card.
3.) Mail related identity theft is where a thief can either intercept your mail and get your personal information or even fill out a change of address form for you so they may receive your mail and do with it what they please.
4.) Internet fraud through unsecured websites when you provide credit card or personal information, a thief may be able to hack sites that are not secured and gain your personal information, or even infect your computer with a virus which hijacks personal information.
5. Card Cloning, thieves can able to clone your debit or credit easily if they have your credit card information or credit/debit cards through card writers which are easily available in the technology market.
Number of clone card incidents is happening in India, last years AP police has caught 4 Malaysian persons who were caught while shopping with clone cards, articles worth INR 20 Lacks were recovered from them.
Many students who were working in international hotels abroad are picking up cards making clone cards sending to India and like wise country for card use. The original may know about till he gets billed.
Like I said, the 5 mentioned above are probably not even the tip of the iceberg when it comes to identity theft, but they are the main categories of ways that these savvy and increasingly sophisticated scam artists are getting away with stealing money from people. So, what can you do to help prevent being a victim of these types of identity theft? Well, the good thing is, there are several ways you can help reduce your risk.
First and foremost, make sure you do not ever respond to an email that is requesting you to log in somewhere to verify your information, even if it appears to be from a company you do business with on a regular basis. Spammers skilled in the art of "phishing" are very adept at making these emails look like the real deal, and unfortunately many people have been duped into disclosing important personal information.
What you can do to help combat this problem is visit the company's official website on your own, not through any links in the email of course, and report this suspicious email to them. Most large companies have measures in place to protect their clients, and they want to be aware of any bogus emails going out to people with their trusted name attached.
There are also large efforts in the making to prevent these types of emails from coming through to your email inbox, and instead going to your spam bulk file, making them more identifiable as a potential security threat, and also reducing the likelihood that one will be defrauded by them.
I saw an improvement in this, but just recently, my inbox has been inundated with Spam emails requesting personal information, so it seems the scam artists have found a loophole and are taking advantage, although it may not last long.
Another important prevention measure is to not only be aware of bogus emails, but also to make sure any website that asks for credit card information for a purchase has a security seal of approval. These secured sites usually will have some sort of symbol that they are secured by Verisign or another online security system that signifies it should be safe to pay with. If the site looks fishy, stay clear.
Whenever you receive mail that has credit card information, or is a solicitation for a credit card offer, make sure you tear it up into pieces. Another scam to gain access to your credit or accounts is for thieves to go through your garbage and fill out your credit card offers with a change of address, get the new credit card mailed to them, and start using it to make purchases. Also, it is wise to always have up to date virus protection on your computer, as some viruses are designed to hijack your personal and credit information.
When making purchases with credit or debit cards in any retail establishments, if your credit card number prints on the receipt that they keep, ask to scribble out the whole thing.
Workers or other people may have access to your credit card information, or have just enough information to make online or over the phone purchases with your credit, and this is yet another way your identity can be stolen for the financial benefit of thieves.
While this list of measure you can take to help prevent identity theft is not all inclusive, it is a good start to ensuring your security and making sure your hard earned money stays in your pocket only. They are good principles to live by in this day and age of online banking and financing.
Apart from the above precautious measures and banking regulations, every local Govt need to establish a depart which takes care of fraudulent credit card payments, which amounting very large amount than any other payment process.
- by mazhar pasha
ATW, Hyderabad.

Forgot yourself....

Forgot yourself by becoming interested in others.
Every day do a good deed that will put a smile of a joy on someone's face.

Can a Marriage Survive betrayal?

Yes, I take time and work, but experts are pretty unanimous on this one. In monogamy Myth, Ms. Peggy estimates that 60 percent of husbands and 40 percent of wives will have an affair at some point in their marriage. That’s no advertisement for straying—but the new is good for couples hoping to recover from devastating breaches of trust. The offended partner needs to make the choice to forgive- and learn to live with memory that can’t simply be erased. In fidelity is never forgotten, but it can gradually fade into the murky background of a strong, mature marriage. Disagreements over money are a leading cause of divorcee, so experts advice lots work around this issue, If financially speaking, you’ve found your self married to your opposite.

IF A PERSON LIVES…

If a person lives with criticism, he learns to condemn
If a person lives with praise, he learns to appreciate
If a person lives with Hostile, he learns to fight.
If a person lives with tolerance, he learns to be patient
If a person lives with ridicule, he learns to be shy
If a person lives with encouragement, he learns confidence.
If a person lives with shame, he learns to feel guilty
If a person lives with approval, he learns to like himself
If a person lives with fairness, he learns justice.
If a person lives with security, he learns to have faith.
If a person lives with acceptance and friendship.
He learns to find love in the world.